Chill & Trade with Kay is a gamified financial literacy programme for schools, colleges, universities, youth clubs and community organisations. Learners build real-world money skills: budgeting, saving, protecting what matters, investing wisely and understanding how markets work. Every session is packed with games, quizzes and real-life simulations, led by a qualified educator and FCA-regulated protection adviser.
● Every session is taught live by Miss Kay, in person or online. No pre-recorded videos.
£5 a week saved until age 65, with 5% growth a year. An illustration of compound growth, not a prediction. Starting at 11 means paying in £3,640 more, but ending with more than double.
Fewer than half of UK children aged 7 to 17 receive a meaningful financial education at home or at school.
Money and Pensions Service, Financial Foundations survey (published June 2023)The gap starts early and follows people into adult life. The UK's national target is for two million more children to receive a meaningful financial education by 2030. Your organisation can help close it.
UK children estimated to be missing out on a meaningful financial education.
MaPS, 2023of children recall financial education at school that they found useful.
MaPS, 2023By this age, most children's money habits have already formed.
University of Cambridge for the Money Advice Service, 2013of children from lower-income homes get a meaningful financial education, compared with 50% from higher-income homes.
MaPS, 2023of UK adults say they never received financial education at school. 75% wish they had.
Santander UK / Ipsos, December 2025UK adults need debt advice. More than half of them (55%) are aged just 18 to 34.
MaPS Debt Need Survey, February 2024UK adults have low financial resilience, and 1 in 10 have no cash savings at all.
FCA Financial Lives survey 2024, published May 2025of adults answered a basic inflation question correctly, although 71% feel confident with money.
Santander UK / Ipsos, December 202512.6 million UK adults are at financial risk today. Financial literacy is a life skill, and the best time to learn it is while young.
Book a free tasterEvery session follows the same four-step learning cycle, so knowledge turns into confident action. Our goal is for every learner to understand a money concept well enough to teach it to someone at home.
Powerful money concepts explained simply, from needs and wants to how investing works.
Quizzes, team challenges and games make every idea stick.
Real-life simulations such as the Family Wealth Challenge, where every decision has consequences.
Home missions, Wealth Points and certificates build confidence and lasting habits.
12 sessions
A playful 12-session journey with Wealthy William, Benny the Bull and Barry the Bear. Movement-based games mean even non-readers can take part.
12 sessions
A structured 12-session journey that builds real financial capability, from protecting a family's money to understanding how investing and markets work.
Flexible · single workshops to full courses
Practical sessions for students about to manage wages, loans and bills on their own for the first time.
Each stage builds on the last. Earlier skills come back in quizzes and games, so learning is revisited, not forgotten.
The Family Wealth Challenge: protect £500,000 over 20 years of life events. Then what money is, the different types of money, and why prices move.
Supply and demand, how news and emotions affect prices, and reading the story a price chart tells.
Miss Kay's 10 Rules: set limits, never use money you need, track results and follow a plan, not feelings.
Regulated providers, why adults must give permission, the 1–2% risk rule, practice with pretend money, then graduation.
These are real slides from our sessions. Every session is taught live by Miss Kay, never pre-recorded, and designed to keep learners talking, competing and thinking critically about money.
Parents and carers receive a personal update after each live session, so the learning carries on at home.
Feedback from parents of learners in our first cohorts.
It's been amazing to see the high level of engagement and absorption of knowledge, given the subject matter. Well done team. We appreciate you.
It was so engaging and interactive, and my son absolutely loved it! If I'm honest, I wasn't sure how it would go at first, but it worked out so well. You've given them a wonderful starting point and encouraged them to continue learning, exploring and seeing the world from a different perspective.
My 8-year-old son has been attending these sessions and he absolutely loves it. Miss Kay explains using analogies and multimedia, games and quizzes, so the young people are able to grasp and understand the concepts.
We work with schools, colleges, universities and organisations across the UK that support children, young people and families. Choose yours to see how Chill & Trade with Kay fits your goals.
A ready-made financial literacy programme that strengthens personal development and gives pupils knowledge many will not get at home.
Practical financial capability for 16 to 19 year olds about to manage their own money, wages and choices for the first time.
Two ways to partner: support your own students' financial resilience, and reach young people in your community through outreach.
Hands-on, visual and movement-based sessions that make money concrete. Miss Kay has experience working with children with SEN and adapts the pace to every group.
A high-energy session young people actually want to attend, with real substance behind the fun.
Practical money education that strengthens families and communities, delivered by someone with more than 20 years of community work behind her.
Values-led money education for youth groups, weekend schools and whole families.
A structured financial literacy programme home educators can rely on, taught live by Miss Kay.
Early, practical money education that supports families and young people before problems start.
A fun, practical skills session for uniformed groups, sports clubs and football club community foundations.
Teaching young people about money carries a responsibility. Protection and discipline are taught before anything else.
Miss Kay's journey began in Jamaica and brought her to the UK, carrying values of integrity and determination passed down from her grandmother. She has spent more than 20 years working with communities and now brings her professional expertise into classrooms.
Learners know Miss Kay for her infectious energy. She teaches through stories, analogies, games and friendly competition, so every child gets involved. Above all, she is brilliant at building confidence, helping young people believe that money skills and wealth are for them too.
"Together, we can build lasting legacies and generational wealth, not just for ourselves, but for those who will follow."
Every partnership is tailored to your learners, timetable and budget. Popular formats include:
We'll deliver a free taster session for your learners or students so you can experience the programme first-hand. Then we'll talk through a bespoke package that fits your goals.
Tell us about your organisation in our short booking form. It takes about two minutes, and we'll be in touch to arrange a discovery call.